PHYSICIAN ADVOCACY (Our Subscribers)

 Is NJHPIX right for you?

• Are you tired of insurance rates rising in an environment over which you feel you have no control?

• Have you experienced a commercial insurer leaving the market, and with them the tail coverage you thought you had coming to you?

• Do you feel a physician peer review could result in better decisions regarding the defensibility of a lawsuit, rather than an insurance company with stockholders (not policyholders) being their first obligation?

If you answered a resounding YES to any one of these questions, you should consider the benefits of joining NJHPIX.

The typical NJHPIX insured is a physician looking for a new model of professional liability insurance—one where physicians, hospitals, and the insurer work together to manage and reduce medical risks. They understand that each of these parties plays an important role in stabilizing premium increases over the long term, and that stable rates ultimately benefit everyone: physicians, patients, and the entire medical community.

As members of NJHPIX, our physicians are active participants in this cooperative risk management model and they recognize that our goal is to develop a long term, mutually rewarding relationship with them through strong support and our unique strategy to control costs. They partner with us, and each other, to make that goal a reality.